*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

:root {
  --navy:  #1a2744;
  --amber: #f59e0b;
  --amber-dark: #d97706;
  --gray:  #f8fafc;
  --text:  #1e293b;
  --muted: #64748b;
  --white: #ffffff;
  --radius: 10px;
}

body {
  font-family: -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;
  color: var(--text);
  background: var(--white);
  line-height: 1.6;
}

a { color: inherit; text-decoration: none; }
img { max-width: 100%; display: block; }

/* ── Header ──────────────────────────────────────────────────────────── */
.site-header {
  background: var(--navy);
  padding: 14px 20px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 12px;
}

.logo {
  font-size: 1.1rem;
  font-weight: 800;
  color: var(--white);
  letter-spacing: -.01em;
}

.logo span { color: var(--amber); }

.header-phone {
  display: flex;
  align-items: center;
  gap: 8px;
  background: var(--amber);
  color: var(--navy);
  font-weight: 800;
  font-size: 1.1rem;
  padding: 10px 20px;
  border-radius: var(--radius);
  white-space: nowrap;
}

.header-phone:hover { background: var(--amber-dark); }

nav {
  background: var(--navy);
  border-top: 1px solid rgba(255,255,255,.1);
  display: flex;
  gap: 0;
}

nav a {
  color: rgba(255,255,255,.8);
  padding: 10px 20px;
  font-size: .9rem;
  font-weight: 500;
  transition: color .2s, background .2s;
}

nav a:hover, nav a.active { color: var(--amber); background: rgba(255,255,255,.05); }

/* ── Hero ─────────────────────────────────────────────────────────────── */
.hero {
  background: linear-gradient(135deg, var(--navy) 0%, #0f172a 100%);
  color: var(--white);
  padding: 64px 20px 56px;
  text-align: center;
}

.hero-badge {
  display: inline-block;
  background: rgba(245,158,11,.15);
  border: 1px solid rgba(245,158,11,.4);
  color: var(--amber);
  font-size: .8rem;
  font-weight: 700;
  letter-spacing: .08em;
  text-transform: uppercase;
  padding: 4px 14px;
  border-radius: 100px;
  margin-bottom: 20px;
}

.hero h1 {
  font-size: clamp(1.8rem, 5vw, 3rem);
  font-weight: 900;
  line-height: 1.15;
  margin-bottom: 16px;
  max-width: 700px;
  margin-left: auto;
  margin-right: auto;
}

.hero h1 span { color: var(--amber); }

.hero-sub {
  font-size: 1.1rem;
  color: rgba(255,255,255,.75);
  max-width: 500px;
  margin: 0 auto 32px;
}

.btn-primary {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: var(--amber);
  color: var(--navy);
  font-weight: 800;
  font-size: 1.1rem;
  padding: 16px 32px;
  border-radius: var(--radius);
  transition: background .2s, transform .1s;
}

.btn-primary:hover { background: var(--amber-dark); transform: translateY(-1px); }

.btn-secondary {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: transparent;
  color: var(--white);
  font-weight: 600;
  font-size: 1rem;
  padding: 14px 28px;
  border-radius: var(--radius);
  border: 2px solid rgba(255,255,255,.3);
  transition: border-color .2s;
  margin-left: 12px;
}

.btn-secondary:hover { border-color: rgba(255,255,255,.7); }

.hero-trust {
  display: flex;
  justify-content: center;
  flex-wrap: wrap;
  gap: 20px;
  margin-top: 36px;
  font-size: .85rem;
  color: rgba(255,255,255,.6);
}

.hero-trust span::before { content: '✓ '; color: var(--amber); }

/* ── Sections ─────────────────────────────────────────────────────────── */
.section { padding: 64px 20px; }
.section-gray { background: var(--gray); }

.container { max-width: 1000px; margin: 0 auto; }

.section-label {
  font-size: .75rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: .1em;
  color: var(--amber-dark);
  margin-bottom: 10px;
}

.section-title {
  font-size: clamp(1.5rem, 3vw, 2.2rem);
  font-weight: 900;
  color: var(--navy);
  margin-bottom: 16px;
  line-height: 1.2;
}

.section-body {
  font-size: 1rem;
  color: var(--muted);
  max-width: 560px;
  margin-bottom: 40px;
}

/* ── Services grid ────────────────────────────────────────────────────── */
.services-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 20px;
}

.service-card {
  background: var(--white);
  border: 1px solid #e2e8f0;
  border-radius: var(--radius);
  padding: 28px 24px;
  transition: box-shadow .2s, transform .2s;
}

.service-card:hover { box-shadow: 0 8px 24px rgba(0,0,0,.08); transform: translateY(-2px); }

.service-icon { font-size: 2rem; margin-bottom: 14px; }

.service-card h3 { font-size: 1rem; font-weight: 700; color: var(--navy); margin-bottom: 8px; }

.service-card p { font-size: .9rem; color: var(--muted); }

/* ── Trust strip ─────────────────────────────────────────────────────── */
.trust-strip {
  background: var(--navy);
  color: var(--white);
  padding: 32px 20px;
  display: flex;
  justify-content: center;
  gap: 40px;
  flex-wrap: wrap;
}

.trust-item { text-align: center; }
.trust-item .num { font-size: 2rem; font-weight: 900; color: var(--amber); }
.trust-item .label { font-size: .8rem; color: rgba(255,255,255,.6); margin-top: 2px; }

/* ── Why us ──────────────────────────────────────────────────────────── */
.why-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  gap: 24px;
}

.why-item { display: flex; gap: 16px; }
.why-icon { font-size: 1.6rem; flex-shrink: 0; margin-top: 2px; }
.why-item h3 { font-size: 1rem; font-weight: 700; color: var(--navy); margin-bottom: 4px; }
.why-item p { font-size: .9rem; color: var(--muted); }

/* ── CTA banner ──────────────────────────────────────────────────────── */
.cta-banner {
  background: linear-gradient(135deg, var(--amber) 0%, var(--amber-dark) 100%);
  color: var(--navy);
  padding: 56px 20px;
  text-align: center;
}

.cta-banner h2 { font-size: clamp(1.5rem, 3vw, 2.2rem); font-weight: 900; margin-bottom: 12px; }
.cta-banner p { font-size: 1.05rem; margin-bottom: 28px; opacity: .8; }

.btn-dark {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: var(--navy);
  color: var(--white);
  font-weight: 800;
  font-size: 1.1rem;
  padding: 16px 32px;
  border-radius: var(--radius);
  transition: opacity .2s;
}

.btn-dark:hover { opacity: .85; }

/* ── Footer ──────────────────────────────────────────────────────────── */
.site-footer {
  background: #0f172a;
  color: rgba(255,255,255,.5);
  padding: 40px 20px 24px;
}

.footer-inner {
  max-width: 1000px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
  gap: 32px;
  margin-bottom: 32px;
}

.footer-col h4 { color: var(--white); font-size: .9rem; font-weight: 700; margin-bottom: 12px; }
.footer-col p, .footer-col a { font-size: .85rem; line-height: 1.8; display: block; }
.footer-col a:hover { color: var(--amber); }

.footer-nap strong { color: var(--white); }

.footer-bottom {
  max-width: 1000px;
  margin: 0 auto;
  padding-top: 20px;
  border-top: 1px solid rgba(255,255,255,.08);
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 8px;
  font-size: .8rem;
}

/* ── Contact form ────────────────────────────────────────────────────── */
.contact-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 48px;
  align-items: start;
}

@media (max-width: 680px) {
  .contact-grid { grid-template-columns: 1fr; }
}

.form-card {
  background: var(--white);
  border: 1px solid #e2e8f0;
  border-radius: 16px;
  padding: 36px;
}

.form-group { margin-bottom: 18px; }

.form-group label {
  display: block;
  font-size: .85rem;
  font-weight: 600;
  color: var(--navy);
  margin-bottom: 6px;
}

.form-group input,
.form-group select,
.form-group textarea {
  width: 100%;
  background: var(--gray);
  border: 1.5px solid #e2e8f0;
  border-radius: 8px;
  padding: 12px 14px;
  font-size: .95rem;
  color: var(--text);
  transition: border-color .2s;
  font-family: inherit;
}

.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
  outline: none;
  border-color: var(--amber);
}

.form-group textarea { resize: vertical; min-height: 100px; }

.btn-submit {
  width: 100%;
  background: var(--amber);
  color: var(--navy);
  font-weight: 800;
  font-size: 1rem;
  padding: 14px;
  border: none;
  border-radius: var(--radius);
  cursor: pointer;
  transition: background .2s;
}

.btn-submit:hover { background: var(--amber-dark); }

.contact-info h3 { font-size: 1.1rem; font-weight: 700; color: var(--navy); margin-bottom: 20px; }

.contact-item {
  display: flex;
  gap: 14px;
  margin-bottom: 20px;
}

.contact-item-icon { font-size: 1.4rem; flex-shrink: 0; }
.contact-item strong { display: block; font-size: .9rem; color: var(--navy); margin-bottom: 2px; }
.contact-item span { font-size: .9rem; color: var(--muted); }

/* ── Article (FAQ pages) ──────────────────────────────────────────────── */
.faq-article { font-size: 1rem; line-height: 1.75; color: var(--text); }

.faq-article h2 {
  font-size: 1.25rem;
  font-weight: 800;
  color: var(--navy);
  margin: 36px 0 12px;
  padding-bottom: 8px;
  border-bottom: 2px solid #e2e8f0;
}

.faq-article h3 {
  font-size: 1rem;
  font-weight: 700;
  color: var(--navy);
  margin: 24px 0 8px;
}

.faq-article p { margin-bottom: 16px; }

.faq-article ul, .faq-article ol {
  padding-left: 0;
  list-style: none;
  margin-bottom: 16px;
}

.faq-article ul li, .faq-article ol li {
  padding: 6px 0 6px 28px;
  position: relative;
  border-bottom: 1px solid #f1f5f9;
  font-size: .95rem;
}

.faq-article ul li::before {
  content: '✓';
  position: absolute;
  left: 0;
  color: var(--amber-dark);
  font-weight: 700;
}

.faq-article ol { counter-reset: item; }
.faq-article ol li { counter-increment: item; }
.faq-article ol li::before {
  content: counter(item) '.';
  position: absolute;
  left: 0;
  color: var(--amber-dark);
  font-weight: 700;
}

.article-quick-answer {
  background: #fffbeb;
  border-left: 4px solid var(--amber);
  border-radius: 0 var(--radius) var(--radius) 0;
  padding: 16px 20px;
  margin-bottom: 28px;
  font-size: .95rem;
}

.article-quick-answer strong { color: var(--amber-dark); }

.article-tip {
  background: #f0fdf4;
  border: 1px solid #bbf7d0;
  border-radius: var(--radius);
  padding: 16px 20px;
  margin: 24px 0;
  font-size: .9rem;
  color: #166534;
}

.article-warning {
  background: #fffbeb;
  border: 1px solid #fde68a;
  border-radius: var(--radius);
  padding: 16px 20px;
  margin: 24px 0;
  font-size: .9rem;
  color: #92400e;
}

.article-keypoints {
  background: var(--gray);
  border: 1px solid #e2e8f0;
  border-radius: var(--radius);
  padding: 20px 24px;
  margin: 24px 0;
}

.article-keypoints h3 {
  font-size: .9rem;
  font-weight: 700;
  color: var(--navy);
  text-transform: uppercase;
  letter-spacing: .06em;
  margin: 0 0 12px;
}

.article-keypoints ul { margin: 0; }

.article-bottom-line {
  background: var(--navy);
  color: var(--white);
  border-radius: var(--radius);
  padding: 20px 24px;
  margin: 32px 0 0;
}

.article-bottom-line strong {
  color: var(--amber);
  display: block;
  margin-bottom: 6px;
  font-size: .85rem;
  text-transform: uppercase;
  letter-spacing: .08em;
}

.article-bottom-line p { margin: 0; font-size: .95rem; color: rgba(255,255,255,.85); }

/* ── FAQ Index ────────────────────────────────────────────────────────── */
.faq-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(280px, 1fr));
  gap: 16px;
}

.faq-card {
  background: var(--white);
  border: 1px solid #e2e8f0;
  border-radius: var(--radius);
  padding: 20px;
  transition: box-shadow .2s, transform .2s;
  display: flex;
  flex-direction: column;
  gap: 8px;
}

.faq-card:hover { box-shadow: 0 4px 16px rgba(0,0,0,.08); transform: translateY(-2px); }
.faq-card-cat { font-size: .72rem; font-weight: 700; text-transform: uppercase; letter-spacing: .08em; color: var(--amber-dark); }
.faq-card a { font-size: .95rem; font-weight: 600; color: var(--navy); line-height: 1.4; }
.faq-card a:hover { color: var(--amber-dark); }

/* ── Responsive ──────────────────────────────────────────────────────── */
@media (max-width: 600px) {
  .btn-secondary { margin-left: 0; margin-top: 10px; }
  .hero { padding: 48px 20px 40px; }
  nav { flex-wrap: wrap; }
  .trust-strip { gap: 24px; }
}