What Are Your Options When You've Lost Your Keys?
Calling a licensed local locksmith is the fastest and safest way back into your home when you've lost your keys. A skilled locksmith uses non-destructive entry techniques — picking or bypassing the lock — so the hardware survives and you avoid replacement costs. In Fort Collins, most residential lockouts are resolved in under 30 minutes from the time you call.
Your other options come with trade-offs. A spare key with a neighbor or property manager costs nothing. Breaking a window gets you inside but costs more to repair than a locksmith visit and may not be covered by renters insurance for self-inflicted damage. See our related article: Is it cheaper to call a locksmith or break a window if locked out?
How Much Will a Lockout Service Cost in Fort Collins?
Emergency lockout service in Fort Collins typically runs $95–$175 for standard daytime calls, with after-hours surcharges of $25–$50 for nights, weekends, and holidays. Your final price depends on lock type, door hardware, and location. Homes in Loveland or Windsor take longer to reach than Old Town Fort Collins, so factor in drive time when you get a quote.
Always ask for the total price before the locksmith touches your door. Reputable local locksmiths provide upfront quotes — that's how you identify them apart from operators who quote $35 on the phone and present a $300 invoice at the door. For a full cost breakdown, read How much does an emergency locksmith cost in Fort Collins?
What Happens During the Lockout Visit?
The locksmith will verify your identity before opening anything — expect to show a photo ID and proof of address such as a piece of mail or lease agreement. This standard practice protects you as much as anyone else.
Once identity is confirmed, the locksmith assesses the lock. Most Fort Collins homes built in the 1970s–1990s have Grade 2 Kwikset or Schlage deadbolts, which open quickly with standard pick tools or bypass techniques. Newer Grade 1 Schlage B60N or Medeco locks take longer but typically remain non-destructive. For step-by-step details, see What does a locksmith do when you are locked out?
What Should You Do After Getting Back Inside?
Rekey every exterior lock the same day — lost keys are a security risk until you do. Rekeying changes the internal pin configuration so the old key no longer works. It typically costs $75–$120 per lock in Fort Collins and takes about 15 minutes per lock.
Most homes need 2–3 exterior locks rekeyed, putting the total at $150–$360 — well worth it compared to an unknown person having access to your home. If you live in the CSU or University area, rekeying is especially important: property crime rates in that neighborhood exceed the Fort Collins average.
Quick Action Plan: Lost Keys Lockout
- Check for a spare key with a neighbor, family member, or property manager first.
- Call a local Fort Collins locksmith — get a quote before authorizing any work.
- Show a photo ID and proof of address when the locksmith arrives.
- Ask the locksmith to rekey all exterior locks before they leave.
- Consider a smart lock (Schlage Encode, August Wi-Fi, Yale Assure) to eliminate future lockouts — installation typically runs $150–$250 in labor plus the cost of the lock itself.
How Do You Prevent This From Happening Again?
Installing a smart lock eliminates the lost-key problem — you enter via keypad code or phone. Homes in Fort Collins' Harmony Corridor tend to have newer doors compatible with smart locks out of the box. Older doors in Old Town may need a strike plate adjustment, though most standard deadbolt cutouts fit a Schlage Encode or Kwikset Halo without modification.
A key lockbox mounted near your door is a lower-cost backup — commonly used by property managers and Airbnb hosts across Larimer County. Set a unique combination and store a spare key inside. This single step eliminates most lockout calls.
Call a local Fort Collins locksmith — expect to pay $95–$175, show your ID, and have the job done in under 30 minutes. As soon as you're inside, rekey your locks so the lost key becomes worthless to anyone who finds it. Before the locksmith leaves, ask about smart lock installation for a long-term solution.