Fort Collins Locksmith β€” Expert Answers

Can I rekey locks myself or do I need a locksmith?

By Ryan Torres

Quick Answer: You can rekey some locks yourself using a DIY kit, but most homeowners in Fort Collins save money and avoid mistakes by hiring a local locksmith.

Key Takeaways

  • DIY rekey kits exist for common Kwikset and Schlage locks and cost $20–$40, but they require disassembling the lock cylinder and sorting tiny pins β€” mistakes are easy.
  • A professional rekey in Fort Collins runs $75–$120 per lock, with most homes needing 2–3 locks rekeyed in a single visit.
  • If you drop or misalign the pin stack during DIY rekeying, you can permanently damage the cylinder and turn a $100 job into a $200+ lock replacement.
  • Renters in the CSU area and Old Town see the highest lockout and rekey demand in Fort Collins β€” especially during August–September move-in season when local locksmiths are busiest.
  • Colorado law does not require a locksmith license, but the Associated Locksmiths of America (ALOA) offers voluntary certification β€” look for ALOA-certified professionals for verified skill.

Can You Actually Rekey a Lock Yourself?

Yes β€” rekeying a lock yourself is physically possible, but it's not as simple as changing a lightbulb. Inside every lock cylinder is a stack of tiny spring-loaded pins, usually 5–6 of them, each cut to match your current key. Rekeying means swapping those pins for a new set that matches a different key. You have to disassemble the lock, remove the cylinder, extract the driver pins and key pins without losing them, replace them in the correct order, and reassemble everything so the plug rotates cleanly.

Kwikset sells a consumer-facing Smart Key system that lets you rekey without disassembling anything β€” just a reset tool and a new key. For standard Kwikset and Schlage locks, third-party rekey kits are available online for $20–$40 and include a follower tool, pinning tray, and replacement pins. The kits work, though the process requires patience and steady hands.

⚠️ Watch out: If you drop the driver springs or install pins in the wrong order, the lock cylinder won't function. You've likely damaged the plug and need a full lock replacement β€” $120–$200 installed in Fort Collins β€” instead of a simple rekey.

When DIY Rekeying Makes Sense

DIY rekeying is reasonable when you have one Kwikset SmartKey lock, a compatible reset tool, and a replacement key already cut. Kwikset SmartKey cylinders are specifically designed for owner rekeying β€” Kwikset markets them that way. The process takes about 10 minutes and costs nothing beyond the reset kit.

Standard pin-tumbler cylinders β€” the kind found in most Schlage B-series deadbolts and older Kwikset 660s β€” are different. These require a plug follower tool, a pinning mat, and familiarity with how the springs and pins interact. One misaligned pin and the key won't turn. For older homes in Old Town Fort Collins, where door frames have shifted over decades and locks already run tight, adding a rekeying error is a real risk.

πŸ’‘ Tip: Before buying a DIY kit, look at the brand on your lock. Kwikset SmartKey? Go ahead and DIY. Standard Schlage B60N or similar? A local locksmith at $75–$120 is often worth it compared to the risk of a botched cylinder.

When You Should Call a Fort Collins Locksmith Instead

Call a local locksmith when you have multiple locks to rekey, high-security cylinders, or zero margin for error. Rekeying 3 locks yourself typically takes 60–90 minutes if you're unfamiliar with the process. A Fort Collins locksmith can generally handle the same job in 20–30 minutes for $150–$250 total on a 2–3 lock home visit.

High-security locks β€” Medeco, Mul-T-Lock, or ASSA Abloy cylinders β€” cannot be rekeyed with consumer kits. They use patented keyways and require brand-specific tools only locksmiths carry. DIY is not an option for these systems.

Fort Collins renters moving into or out of a unit in the CSU area should think twice about DIY. Colorado landlord-tenant law doesn't specify who must rekey, but most leases require the property to be returned with working locks. A damaged cylinder could cost you your security deposit. See Should I rekey or replace locks when moving into a new home in Fort Collins? for guidance on that situation.

Colorado-Specific Factor: Winter Lock Behavior Affects Rekeying

Fort Collins experiences temperature swings from -15Β°F in January to 95Β°F in July, causing door frames to expand and contract. A lock that fits perfectly in summer may bind slightly in winter after the frame contracts. Local locksmiths test the deadbolt throw under realistic conditions; a DIY rekey done in October may work fine until January, when the door frame tightens and the new key turns hard.

If your deadbolt already sticks or requires lifting the door handle to operate, fix the alignment problem first. Rekeying a binding lock just swaps the key β€” it doesn't correct the underlying mechanical issue. A local Fort Collins locksmith can diagnose and correct frame alignment during the same service call.

What Does Professional Rekeying Cost vs. DIY?

Professional rekeying in Fort Collins runs $75–$120 per lock, with most homes needing 2–3 locks done in a single visit. For current local pricing, see How much does lock rekeying cost in Fort Collins? DIY kits cost $20–$40 upfront, but factor in your time and replacement cost if something goes wrong.

For a single SmartKey lock with a compatible reset kit you already own, DIY saves money. For a full house with 3 Schlage deadbolts plus a garage entry, the professional option is usually faster, safer, and not dramatically more expensive once you account for kit costs and time.

DIY Rekey vs. Hiring a Locksmith: Quick Comparison

  • Best for DIY: Kwikset SmartKey locks, single lock, owner has reset tool and replacement key already cut
  • Best for a locksmith: Multiple locks, Schlage or standard pin-tumbler cylinders, high-security brands (Medeco, Mul-T-Lock), time-sensitive situations
  • DIY cost: $20–$40 for a kit (or free if you have SmartKey tools), plus your time
  • Pro cost in Fort Collins: $75–$120 per lock; $150–$250 for a 2–3 lock home visit
  • Failure risk: Dropped springs or misaligned pins can damage the cylinder, turning a rekey into a $120–$200 replacement
  • Who certifies locksmiths? Colorado has no mandatory licensing, but look for ALOA-certified professionals for verified competency
Bottom Line

DIY rekeying works best on Kwikset SmartKey locks where the process is intentionally owner-friendly. For standard Schlage or Kwikset pin-tumbler cylinders β€” especially in older homes in Old Town or CSU-area rentals β€” the risk of damaging the cylinder usually outweighs the savings. A local Fort Collins locksmith can rekey 2–3 locks in under 30 minutes for $150–$250 total. If you want to get a free quote before deciding, that's always an option β€” no pressure to commit. For more answers, browse all FAQs on this site.

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